Financial Literacy Math: Percentages and Interest
Financial Literacy Math: Percentages and Interest
Teachers of a financial literacy course who need the math part covered can use the Everyday & Financial Math Bundle: units on percentages and interest (discounts, tax and simple interest), business maths with the rule of three, and ratio, proportion and percentage, for Grades 7–12. It handles the calculations; the wider financial topics of your course, such as budgeting or credit, stay with your other materials.
See the financial math bundle →For the math side of a financial literacy course, the Everyday & Financial Math Bundle ($49.99, Grades 7–12) includes units on percentages and interest (discounts, tax, simple interest), business maths using the rule of three and percentages, and ratio, proportion and percentage. The three units cost $69.97 separately. It supports the calculation skills a financial literacy course needs but does not cover the whole course.
The resources
Everyday & Financial Math Bundle, Grades 7–12
Start with the first resource; the others are optional add-ons. Open any cover for the full contents and price.
Everyday & Financial Math Bundle | Percentages, Interest, Ratio and Business Maths | 3 Units | Grades 7–12
Algebra Foundations Bundle | Expressions, Equations, Real Numbers & Ratio | 4 Workbooks | Grades 5–9
Pre-Calculus Prep Bundle | Quadratics, Function Transformations, Derivatives & Graph Analysis | 3 Workbooks | Grades 9–12
Teach-Life-Balance: The Complete Time-Saving Course for Teachers (incl. Planner, Guides & Templates)
The real problem
Where financial literacy courses lose students
Financial literacy courses are often taught by teachers from business, social studies or family and consumer sciences, with a few math-heavy weeks in the middle. Those weeks are where students who say they are bad at math check out. Interest, percentages and comparisons between offers become a wall, and the course turns into vocabulary and videos instead of decisions students can actually work out. The math itself is not advanced. It is percentages, proportion and simple interest. But students who never got secure with percentages in middle school carry that gap straight into questions about loans and savings. They can define interest but cannot tell you how much a loan costs. They know a sale is good but cannot compare two discounts. For a teacher who is not a math specialist, this is the hardest part of the course to teach. You need math material that is clear enough to follow, starts from the basics of ratio and percentage, and uses money contexts throughout, so students see why the arithmetic matters for the rest of the course.
Why it fits
How the bundle supports the math weeks
Three units give your financial literacy course its quantitative backbone.
- The percentages and interest unit covers discounts, tax and simple interest in money contexts.
- A ratio, proportion and percentage unit rebuilds the basics for students who missed them earlier.
- Business maths with the rule of three gives a dependable method for comparing prices and quantities.
- Clear unit topics help teachers from business or social studies backgrounds plan the math weeks.
- Grades 7–12 range covers both middle school financial literacy units and high school courses.
- The bundle saves $19.98 over buying the three units separately.
Getting started
Building the math block of your course
A suggested way to slot the units into a financial literacy course; the product does not set a schedule.
- Find where math enters your courseMark the topics in your course that need calculations, such as saving, borrowing and shopping. Those are where the units belong. Keep this list beside your course plan.
- Rebuild percentages firstBefore any interest problems, use the ratio, proportion and percentage unit. Students who are shaky here will struggle with everything after. A short check shows who needs it.
- Teach interest with a decisionIntroduce simple interest from the percentages and interest unit with a real choice, such as two savings offers. Students calculate, then decide. Discuss what each choice costs.
- Compare purchasesUse discounts and tax tasks to compare deals. Ask students to explain which option is better and why, in a sentence, not just a number.
- Add business mathsBring in the rule of three and business maths unit when your course turns to work, wages or running a small business. Students practice scaling costs and quantities.
What to buy
What to buy for a financial literacy course
The Everyday & Financial Math Bundle at $49.99 is the natural choice and costs $19.98 less than the three units at $69.97. If students need wider algebra support to handle formulas, the Algebra Foundations Bundle ($59.99) covers expressions, equations and inequalities, real numbers and ratio. The Pre-Calculus Prep Bundle ($44.99) is for students heading toward calculus and usually fits a different course. TEACHMORE15 applies only to Complete Curriculum packages, not to math bundles.
Honest limits
What your course still needs
The bundle covers the math: percentages, discounts, tax, simple interest, ratio and the rule of three. Budgeting, credit, banking, insurance, investing and compound interest are not covered, so a full financial literacy course needs other material. It is not a full course or a year of content. No alignment to any state financial literacy requirement is claimed; check against your own. Team use needs a short message to Teach Lessons first. Within 7 days you can exchange it for store credit of equal value.
Good to know
Frequently asked questions
Does this meet state financial literacy graduation requirements?
No such claim is made, and no alignment or endorsement is claimed for any state or national standard. The bundle targets Grades 7–12, and its three units deal with percentages, interest, ratio and business maths. Check it against your state's requirements and your course outline. Your school counselor can confirm graduation rules.
Does it cover budgeting or credit cards?
No. The product covers percentages and interest (discounts, tax, simple interest), business maths with the rule of three, and ratio, proportion and percentage. Budgeting and credit need other materials. The calculations in the bundle, especially percentages and interest, still support those topics, because budgets and credit costs rely on the same arithmetic.
I am not a math teacher. Can I teach from it?
The units focus on specific, everyday calculations. Look at the previews on the product page to see whether the explanations are clear enough for how you teach. Working through a few problems yourself before each lesson is the best way to spot where students will hesitate. Start with the ratio, proportion and percentage unit, since its topics are the most familiar.
Does it include compound interest?
Simple interest is listed; compound interest is not. Plan that topic separately if your course includes it. Simple interest gives students the basic idea of paying or earning a percentage over time. Once that is secure, you can extend it to compound interest with your own examples, such as a savings account left untouched for several years.
Can I buy the units separately?
Yes. Each unit is sold on its own. Bought separately they total $69.97, and the bundle is $49.99. If your course only needs the percentages and interest unit, buying it alone may be enough. If your students also need ratio groundwork or business maths, the bundle saves $19.98 compared with the three separate units.
What if it does not fit my course?
Within 7 days you can exchange it for store credit of equal value. It is store credit, not cash. Check the previews on the product page against your course's math topics before buying. Credit can go toward another product, such as the Algebra Foundations Bundle if students need broader algebra support.
Give your course solid math weeks
Open the product page to see the three units and where they fit in your financial literacy course.
See the financial math bundle →