Delaware High School Personal Finance: Starter Lessons for the New Course
Delaware High School Personal Finance: Starter Lessons for the New Course
If your Delaware high school is building the new half-credit Personal Finance course, the Personal Finance Starter Bundle gives you six ready lessons and units for $59.99: a course launch lesson, money values, SMART goals, a money mindset quiz, handling money and debt, and percentages and interest. It is a solid opening for the course, not the whole half credit, and it is not aligned to Delaware's Financial Literacy standards.
View the finance bundleThe Personal Finance Starter Bundle ($59.99) is a practical start for a Delaware personal finance course in Grades 9–12. It contains a Day 1 course launch lesson, the Wheel of Life money values lesson, SMART Financial Goals, a Money Mindset Quiz, Financial Literacy – Handling Money and Debt Prevention, and Percentages and Interest. It covers the opening weeks of the course, not the full half credit.
The resources
Personal Finance Starter Bundle, Grades 9–12
6 resources in one download: $59.99 instead of $78.94 bought separately.
Start with the first resource; the others are optional add-ons. Open any cover for the full contents and price.
Personal Finance Starter Bundle | Money Mindset, SMART Goals, Budgeting, Debt & Interest | Grades 9–12
Career Readiness Curriculum Bundle | Personal Finance, Job Applications, Workplace Communication & AI at Work | 8 Units | Grades 9–12
Everyday & Financial Math Bundle | Percentages, Interest, Ratio and Business Maths | 3 Units | Grades 7–12
Accounting & Economics Fundamentals Bundle | Journal Entries, Income Statement, Balance Sheet, Markets & Marketing | 9 Units | Grades 10–12
The real problem
Delaware's new requirement, and the planning gap
In October 2025 Delaware adopted a standalone half-credit Personal Finance graduation requirement. The Class of 2030, the students who started ninth grade in fall 2026, is the first class it applies to. Delaware was one of four states, with Colorado, Kentucky and Texas, to adopt a standalone requirement that year. That gives schools some time, but not much. Districts have to decide where the half credit sits in the schedule, who teaches it and what material they use. Often the teacher comes from business, math or social studies and has never taught a personal finance course. The first weeks are the hardest part: getting teenagers to care about money before the formulas appear. The state already has a reference point. Delaware's K-12 Financial Literacy standards were approved by the State Board of Education in January 2018. Any course material should be checked against those standards and against the course description your district writes for the new credit. Schools that already offer a finance elective have a head start. A teacher piloting lessons this year can find out what works with students before the requirement reaches a whole grade.
Why it fits
What the six parts do in a Delaware course
The bundle is built for the start of a personal finance course. Here is how each part earns its place.
- The Financial Literacy Day 1 Lesson comes with slides, workbook and notes to open the course.
- Wheel of Life links money choices to what students value before any budgeting starts.
- SMART Financial Goals turns vague wishes into written, measurable plans students can check later.
- The Money Mindset Quiz sorts students as savers, spenders, avoiders or investors for class discussion.
- Handling Money and Debt Prevention covers managing money and how to avoid debt.
- Percentages and Interest gives the math behind discounts, tax and simple interest.
Getting started
The first four weeks of a half-credit course
A half credit usually means one semester. Here is a suggested order for the opening weeks; the rest of the semester comes from your other materials.
- Check the Delaware standards firstOpen the K-12 Financial Literacy standards and your district's course description. Note which topics this bundle touches and which ones, such as taxes or insurance, you need to plan from other sources.
- Day 1: launch the courseUse the Financial Literacy Day 1 Lesson with its slides, workbook and notes. Set expectations and give students a reason to care about the course before the content starts.
- Week 1: values and mindsetTeach the Wheel of Life lesson and run the Money Mindset Quiz. Students compare results in small groups and connect their spending habits to what they say they value.
- Week 2: goalsRun SMART Financial Goals. Each student writes one short-term and one long-term money goal that you revisit at the end of the semester as a reflection task.
- Weeks 3–4: debt and interestTeach Percentages and Interest, then Handling Money and Debt Prevention. Students who struggle with percentages get the math first, so the lessons on borrowing and debt make more sense.
What to buy
Starter bundle or something bigger
Start with the Personal Finance Starter Bundle at $59.99; the six parts cost $78.94 separately. If your school folds personal finance into a career readiness or work-based learning course, the Career Readiness Curriculum Bundle ($99.99, $199.92 separately) adds job applications, workplace communication and AI at work alongside money and debt. For more math practice, the Everyday & Financial Math Bundle ($49.99, $69.97 separately) covers percentages, interest and business maths, though percentages and interest repeat. Business teachers building a wider program can add the Accounting & Economics Fundamentals Bundle ($109.99).
Honest limits
Honest limits
The bundle is six lessons and units, not a full half-credit course. It is not aligned to Delaware's K-12 Financial Literacy standards and does not satisfy the graduation requirement by itself; your district decides what counts. Topics such as taxes, insurance, credit reports and investing are not listed in it, so plan those separately. It contains no Delaware-specific content. If several teachers will share it, message Teach Lessons before buying. If it is not what you need, exchange it within 7 days for store credit of equal value; there are no cash refunds.
Good to know
Frequently asked questions
Is it aligned with Delaware's Financial Literacy standards?
No. It is not aligned to, approved by or endorsed by the Delaware Department of Education or any district. Delaware's K-12 Financial Literacy standards date from January 2018. Check each lesson against them and against your district's description of the new half-credit course before you build the course on it.
When does Delaware's personal finance requirement start?
The standalone half-credit requirement was adopted in October 2025 and applies first to the Class of 2030. Those students are in ninth grade in the 2026–27 school year. Confirm current details and timelines with the Delaware Department of Education or your district, since implementation choices are made locally.
Can I teach the whole half credit with this bundle?
No. It is built for the opening weeks: course launch, values, goals, mindset, debt and interest. You will need other materials for the remaining topics in your district's course description. The Career Readiness and Everyday & Financial Math bundles can add some of them, but plan the full semester yourself.
Do students need laptops or a budgeting app?
No. The lessons come as worksheets, slides, workbooks and answer keys you can print or show on a screen. No software or accounts are included or required. If your school uses laptops, students can work with the digital versions instead of paper. Either way, nobody needs to create an account or share personal financial data.
Who else can use it besides public school teachers?
Advisory teachers who need money lessons, charter and private school teachers adding a finance unit, and homeschool parents of teenagers can all use it. Families teaching at home should check their own plans and current homeschool law with the state or a homeschool legal resource.
Can our business department share it?
The licence is for your own teaching. For a department or a whole school, send Teach Lessons a short message before buying so team use is covered. Please do not post the files on a public site, a class page or a shared drive outside your school, and do not resell them.
Get the first weeks ready
Open the bundle page to see the six lessons and plan your course launch.
View the finance bundle